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Phone 616.452.2161 Toll-free long distance 888.729.6728

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Everyone knows credit unions are THE place to go for auto loans. Great rates, no fees, flexible terms and convenient payment methods make the difference.

"Where should you go for the best car loan rates? A credit union...where they average as much as 2 percentage points lower." -Money Magazine

For your convenience, My Personal Credit Union financing can be handled right at many car dealers in the Greater Grand Rapids area. Just tell them you want to finance it through your credit union. For a List of Dealers where you can finance directly through MPCU, click here. 


Rates as low as 1.99% APR!*

Bring us your car loan.
Get a lower rate and payment!*  

We can likely free up some extra cash for you.
Stop by and see how much you can save.
Give us a call at 616-452-2161 or apply by phone or online 24/7.

*1.99% APR rate available for 36 months on new purchases and loans financed at other institutions as of 11/16/15 to qualified borrowers financing 2011-2015 vehicles. Rates subject to change. Loan subject to approval. APR=Annual Percentage Rate.


2015 Vehicle Rate Comparison (60 months) 

My Personal Credit Union As low as 2.49%*
Huntington Bank As low as 3.99%*
Fifth Third Bank As low as 3.39%*
Comerica Bank As low as 3.99%*
Chase Bank As low as 3.02%*
Bank rates gathered via 11/12/15 RateWatch Report.  Banks also charge vehicle loan processing fees as high as $175/loan (this is free at MPCU).  MPCU rate accurate as of 11/16/15. Low rates for older vehicles too.  Your rate may be higher based on credit score, year of vehicle and loan term.  See details of 1.99% rate above this chart. 

No down payment is required for new vehicle purchases, and just 10% is required for used vehicles. Helpful loan pre-approvals are available too, so you can shop with confidence.  In addition, we also offer a special classic car loan, along with very competitively priced credit life and disability insurance. 

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Your savings federally insured to at least $250,000.
National Credit Union Administration, a U.S. agency

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