Signing up for direct deposit will make your life much easier. With Direct Deposit, your money will be directly deposited into your account on payday, so you can eliminate those regular trips to cash or deposit your paycheck. Imagine the time you’ll save!
Whether you’re on vacation, sick or traveling out of town on business, your pay will still automatically be deposited and available for your use. It is the safest, most confidential way to get your money into your checking or savings account. Plus, saving money becomes easier since your funds will be in your credit union account instead of your wallet.
Direct Deposit: Paychecks and Pension Checks
Setting up Direct Deposit to MPCU with your employer can simplify your life, and it’s easy to do. Based on your employer’s payroll system, the funds can be sent electronically through the ACH (Automated Clearing House) network or they can be mailed by check to MPCU. Then, you can use your MPCU MasterCard Debit Card to make purchases or get cash at 30,000 surcharge-free Co-op Network ATMs. You will still receive a pay stub from your employer and a statement from MPCU that shows your account has been credited.
MPCU’s Routing and Transit number: 272486193.
Direct Deposit: Social Security
You can set up Direct Deposit for your Social Security check to MPCU by simply calling 1-800-772-1213 weekdays from 7:00 am to 7:00 pm. Be sure to have your Social Security number and a personal check or credit union statement handy.
Remote Check Deposit
With the My Personal Credit Union App, you can take a picture of your check and deposit it directly into your MPCU account, saving you a trip to the ATM or branch. Our app can be downloaded from the iTunes App Store and the Google Play Store.