My Branch: Wyoming

1414 Burton St. SW, Wyoming, MI, 49509

M 9-6 | T-T 9:30-5 | F 9-6 | S 9-12

My Branch: Coopersville

1147 W. Randall St., Coopersville, MI, 49404

M 9-6 | T-T 9:30-5 | F 9-6 | S 9-12

My Branch: Meadowbrook

4833 Town Center Dr S.E., Grand Rapids, MI 49512

M 9-5 | T-T 9:30-5 | F 9-6

My Branch: Creston

1327 Plainfield N.E. Grand Rapids, MI 49505

M 9-6 | T-T 9:30-5 | F 9-6 | S 9-12

My Branch: Georgetown

2187 Port Sheldon St. Jenison, MI 49428

M 9-5 | T-T 9:30-5 | F 9-6

Change Location
Wyoming
Coopersville
Meadowbrook
Creston
Georgetown

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Loan Rates

Loan Type Maximum Term APR
New Autos & Motorcycles, 2018 Up to 36 months As low as 2.99%
  Up to 60 months As low as 3.99%
  Up to 72 months As low as 4.49%
  Up to 84 months As low as 4.99%
Used Autos & Motorcycles, 2014-2017 Up to 36 months As low as 2.99%
2014-2017 Up to 60 months As low as 3.99%
2014-2017 Up to 72 months As low as 4.49%
2014-2017 Up to 84 months As low as 4.99%
2011-2013 Up to 72 months As low as 4.99%
2009-2010 Up to 66 months As low as 4.99%
2008 and older Up to 60 months As low as 5.99%
Classic Cars (over 15 yrs old; value over $20,000) Up to 72 months As low as 5.99%
Home Equity Loans--Fixed Rate*    
Up to 80% LTV 84-120 months 4.75%
81%-90% LTV 84-120 months 5.00%
Up to 80% LTV 121-180 months 5.00%
Home Equity Line of Credit (PowerLine Equity)**    
The Prime Rate Up to 80% LTV** 5.50%
Prime Rate Plus 2.25 81-90% LTV** 7.75%
Home Mortgages (please call for current rates) Ph. 616-452-2161 Ext. 2804
Credit Cards     
Platinum Visa   8.90%
Platinum Rewards Visa   9.90%
Personal Loans (unsecured)    
Personal Line of Credit   13.90%
All Purpose (Personal) Loan Up to 60 months As low as 10.99%
Equipment Loans Up to 60 months As low as 5.49%
Boats, Motor Homes & Travel Trailers    
$1,000-$14,999 84 months As low as 5.49%
$15,000-$49,999 120 months As low as 6.49%
$50,000+ 180 months As low as 7.49%
Share Secured Loans (2% over share CD pledged)    
Pop Up Campers, P. Watercraft & ATVs    
New 84 months As low as 5.49%
Used 84 months As low as 5.49%
     
*Maximum term of 7 years. Loans subject to credit approval. Property insurance is required, flood insurance, appraisal and $250 loan origination fee may be required. APR = Annual Percentage Rate. Rate and terms subject to change. **PowerLine Equity Loan is a variable rate loan tied to Prime. Your APR may rise or fall if the Prime Rate changes but will never be less than 4% or more than 18%. The index will be the Prime Rate as published in Money Rate Table of the Wall Street Journal at month end plus a margin if applicable. As of 2/15/19 PowerLine Equity Loans that are up to 80% Loan To Value are at the Prime Rate which is 5.50% APR; loans that are 81%-90% Loan To Value are Prime Rate plus 2.25.  MPCU covers all normal closing costs (except appraisal fees). Home equity loans and lines over 80% loan-to-value are subject to approval and limited to loans where MPCU maintains the first mortgage on the property.
Terms subject to change. Loans subject to approval.
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No Annual Fee Home Equity

Get affordable financing anytime you need it, with no closing costs!

A better credit card.

Visa Platinum Rewards 9.9% APR!*

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Visa Platinum Rewards 9.9% APR!*

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Your First Home!

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JoAnn can answer all of your questions, meet you at your favorite MPCU branch, and get you that all important pre-approval!

New Wheels!

Car Loans From 2.99% APR!

Save up to $175 in bank loan fees! Convenient pre-approvals also available.

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A better credit card.

Visa Platinum Rewards 9.9% APR!*

No hidden surprises like the big banks. Instant card issue at our branches and a local card representative!

Get a loan in your PJs!

We make it easy.

Our secure, easy-to-use online application is available 24/7!

My Access.

Get Anywhere, Anytime Account Access

From our helpful app to Online Bill Pay to 30,000 ATMs, our convenience options save you time!

Your First Home!

Talk to our specialist

JoAnn can answer all of your questions, meet you at your favorite MPCU branch, and get you that all important pre-approval!

Make The Switch

It's easier than you think.

We’ll guide you through the simple process, and you’ll wish you had done it sooner!

Join MPCU today >

A better credit card.

Visa Platinum Rewards 9.9% APR!*

No hidden surprises like the big banks. Instant card issue at our branches and a local card representative!

The Place for Loans

Comprehensive Services

Great rates, fewer fees and local decisions. Let us find the best solution to fit your needs.

Make The Switch

It's easier than you think.

We’ll guide you through the simple process, and you’ll wish you had done it sooner!

Join MPCU today >

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Get a loan in your PJs!

We make it easy.

Our secure, easy-to-use online application is available 24/7!

Make The Switch

It's easier than you think.

We’ll guide you through the simple process, and you’ll wish you had done it sooner!

Join MPCU today >