Credit Cards

Our 0% offer is a LifeSaver.

Balance transfers and new cardholder purchases

Score major interest savings on purchases (new cardholders) and balance transfers with our best credit card offer ever...0% APR for six months!*  Your MPCU Platinum Visa is a keeper even after the introductory period ends, since our standard low rates (well below the national average rate of 15%) continue to save you money!

Choose our 8.9% APR Platinum Visa or 9.9% APR Platinum Rewards Visa!* 

• No annual fee
• Worldwide acceptance
• 25-day grace period for purchases
• 24/7 fraud protection
• Convenient 24/7 payments by phone or online
• Instant card issue at MPCU branches
• Local Card Services Representative

Get almost limitless rewards options with UChoose Rewards®.  Choose cash back, gift cards to your favorite places, or experiences such as air travel and cruises!

Apply for a MPCU Platinum Visa online anytime, at a MPCU branch or call 616-452-2161.
For balance transfers, please contact one of our in-branch lenders. 

*Loans subject to approval. APR=Annual Percentage Rate. Non-variable rates as of 9/19/17, subject to change. Offer available 7/1/17 to 12/31/17. New card holders get 0% introductory APR on purchases for 6 months from the date of card opening. 0% APR offer for balance transfers is available to MPCU Platinum Visa cardholders and new cardholders for 6 months and begins on date of card opening. After that, a non-variable APR from 8.9%-9.9% APR. Please see the Application and Solicitation Disclosure provided at time of application for important information on rates, fees, costs, conditions and limitations. Any existing balances on MPCU loan or credit card accounts are not eligible for the introductory APR for balance transfers. Balance Transfer Fee of $10 or 3% of the amount of each balance transfer, whichever is greater. Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.

Application and Solicitation Disclosure

Build credit the easy way. Our RightTrack Credit Card Program.*

Today, having good credit is more important than ever. MPCU has created a program that helps people with little-to-no established credit build their credit in a safe and affordable way. You’ll get a straight-forward 8.9% Visa Credit Card from someone you can trust, your local credit union.* You’ll also enjoy these practical features:

• No annual fee
• Worldwide acceptance
• 25-day grace period for purchases
• 24/7 fraud protection
• Convenient 24/7 payments by phone or online
• Local Card Services Representative

We’ll start you out with a $500 credit limit. Once you establish a great credit score, even more opportunities await! Take advantage of this unique opportunity today.

Current Loan Rates