Credit Cards

Our Best Credit Card Offer.  Ever.

New cardholders get 0% APR on purchases and balance transfers for 6 months!*

MPCU Platinum Visas are money-savers even after the introductory period because our standard rates are well below the national average rate of almost 17% APR!  Come see how much you can save with a money-saving balance transfer.

Choose our 8.9% APR Platinum Visa or 9.9% APR Platinum Rewards Visa!*

• No annual fee
• Worldwide acceptance
• 25-day grace period for purchases
• 24/7 fraud protection
• Convenient 24/7 payment options
• Instant card issue at branches
• Local Card Services Representative

Get almost limitless rewards options with UChoose Rewards®.  Choose cash back, gift cards to your favorite places, or experiences such as air travel and cruises!

Apply online for a MPCU Platinum Visa anytime, at a MPCU branch or call 616-452-2161.
For balance transfers, please contact one of our in-branch lenders to see how much you can save! 

*Loans subject to approval. APR=Annual Percentage Rate. Non-variable rates as of 12/14/18, subject to change. Offer available 11/1/18 to 1/31/19.  New cardholders get 0% introductory APR on purchases for 6 statement cycles from the date of card opening.  0% APR offer for balance transfers is available to new cardholders for 6 statement cycles and begins on date of card opening.  After that, a non-variable APR from 8.9%-9.9% APR.  Please see the Application and Solicitation Disclosure provided at time of application for important information on rates, fees, costs, conditions and limitations. Any existing balances on MPCU loan or credit cad accounts are not eligible for the introductory APR for balance transfers.  Balance Transfer Fee of $10 or 3% of the amount of each balance transfer, whichever is greater. Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.  We will begin charging interest on cash advances and balance transfers on the transaction date.

Application and Solicitation Disclosure

Build credit the easy way. Our RightTrack Credit Card Program.*

Today, having good credit is more important than ever. MPCU has created a program that helps people with little-to-no established credit build their credit in a safe and affordable way. You’ll get a straight-forward 8.9% Visa Credit Card from someone you can trust, your local credit union.* You’ll also enjoy these practical features:

• No annual fee
• Worldwide acceptance
• 25-day grace period for purchases
• 24/7 fraud protection
• Convenient 24/7 payments by phone or online
• Local Card Services Representative

We’ll start you out with a $500 credit limit. Once you establish a great credit score, even more opportunities await! Take advantage of this unique opportunity today.

Current Loan Rates