Credit Cards

Choose our 8.9% APR Platinum Visa or 9.9% APR Platinum Rewards Visa!*

Start 2018 with a better credit card!  Our MPCU Platinum Visa option have rates that are well below the national average rate of 15%.  See how much you can save with a money-saving balance transfer.

• No annual fee
• Worldwide acceptance
• 25-day grace period for purchases
• 24/7 fraud protection
• Convenient 24/7 payments by phone or online
• Instant card issue at MPCU branches
• Local Card Services Representative

Get almost limitless rewards options with UChoose Rewards®.  Choose cash back, gift cards to your favorite places, or experiences such as air travel and cruises!

Apply for a MPCU Platinum Visa online anytime, at a MPCU branch or call 616-452-2161.
For balance transfers, please contact one of our in-branch lenders. 

*Loans subject to approval. APR=Annual Percentage Rate. Non-variable rates as of 6/18/18, subject to change. Please see the Application and Solicitation Disclosure provided at time of application for important information on rates, fees, costs, conditions and limitations. Balance Transfer Fee of $10 or 3% of the amount of each balance transfer, whichever is greater. Your due date is at least 25 days after the close of each billing cycle. We will begin charging interest on cash advances and balance transfers on the transaction date.

Application and Solicitation Disclosure

Build credit the easy way. Our RightTrack Credit Card Program.*

Today, having good credit is more important than ever. MPCU has created a program that helps people with little-to-no established credit build their credit in a safe and affordable way. You’ll get a straight-forward 8.9% Visa Credit Card from someone you can trust, your local credit union.* You’ll also enjoy these practical features:

• No annual fee
• Worldwide acceptance
• 25-day grace period for purchases
• 24/7 fraud protection
• Convenient 24/7 payments by phone or online
• Local Card Services Representative

We’ll start you out with a $500 credit limit. Once you establish a great credit score, even more opportunities await! Take advantage of this unique opportunity today.

Current Loan Rates