Credit Cards
Our Visa Platinum rates are well below the national average rate.
Since our Bloom Credit Union Platinum Visa rates are well below the national average rate which is well over 20%, they can save you a lot of money! Choose our 10.9% APR Platinum Visa or 13.9% APR Platinum Rewards Visa with almost limitless rewards options including cash back, gift cards to your favorite places, air travel and cruises!*
- No annual fee
- Instant card issue at Bloom branches
- Worldwide acceptance
- 25-day grace period for purchases
- 24/7 fraud protection
- Local service
Get almost limitless rewards options with UChoose Rewards®! UChoose Rewards Site®! UChoose Rewards® Brochure
Apply online for your Bloom CU Platinum Visa anytime, stop by a branch office or call 616-452-2161. For balance transfers, please stop into a Bloom branch, or call us at 616-452-2161 to see how much you can save!
*Loans subject to approval. APR=Annual Percentage Rate. Non-variable rates as of 4/15/2024, subject to change. Non-variable APRs. See Application and Solicitation Disclosure below, and provided at time of application for important information on rates, fees, costs, conditions and limitations. Balance Transfer Fee of $10 or 3% of the amount of each balance transfer, whichever is greater. Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date
Build your credit with our RightTrack Credit Card Program.*
Today, having good credit is more important than ever. To make it easy for you to thrive financially, we have a program that helps people with little to no established credit build their credit in a safe and affordable way. You’ll get a straight-forward, low rate Visa Credit Card from someone you can trust, your local not-for-profit, Bloom Credit Union.*
- No annual fee
- Instant card issue
- 25-day grace period for purchases
- 24/7 fraud protection
- Local service
You'll start with a $500 credit limit. Once you establish a great credit score, even more opportunities await! Take advantage of this unique opportunity today.
Bloom Credit Card Application & Solicitation Disclosure
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