My Branch: Wyoming

1414 Burton St. SW, Wyoming, MI, 49509

M 9-6 | T-T 9:30-5 | F 9-6 | S 9-12

My Branch: Coopersville

1147 W. Randall St., Coopersville, MI, 49404

M 9-6 | T-T 9:30-5 | F 9-6 | S 9-12

My Branch: Meadowbrook

4833 Town Center Dr S.E., Grand Rapids, MI 49512

M 9-5 | T-T 9:30-5 | F 9-6

My Branch: Creston

1327 Plainfield N.E. Grand Rapids, MI 49505

M 9-6 | T-T 9:30-5 | F 9-6 | S 9-12

My Branch: Georgetown

2187 Port Sheldon St. Jenison, MI 49428

M 9-5 | T-T 9:30-5 | F 9-6

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Wyoming
Coopersville
Meadowbrook
Creston
Georgetown

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Home Equity Loans

PowerLine Equity Loan

Our PowerLine Equity Loan can provide you with affordable financing anytime you need it. It is priced as low as the Prime Rate, which is currently 5.50% APR**. It’s also free of closing costs and you can save up to $75 in annual bank fees! Get advances to your checking account anytime by phone or online, or we can provide you with a Visa Card.

  • Make a home improvement
  • Pay for college expenses
  • Pay off higher-rate bank loans or credit cards to save money
  • Purchase a new car, boat, RV or motorcycle
Institution Annual Fee

Home Equity Line of Credit

My Personal Credit Union Free
Chemical Bank $75.00
Fifth Third Bank $65.00
Huntington Bank $60.00
Chase, Choice One, PNC, Comerica Bank $50.00
Competitor information gathered 2/14/19. MPCU information accurate as of 2/15/19.

Fixed Rate Home Equity Loan*

Sick of high interest loan payments? Take advantage of today’s low mortgage rates by consolidating your higher rate bank loan and credit card balances into a single, lower rate loan at your personal credit union. As your not-for-profit cooperative, we can review your particular situation, and show you your best options to save money.

Give us a call or stop by your favorite MPCU branch. Our Wyoming, Coopersville and Creston offices are open Saturdays from 9 am - noon.

*Loans are subject to approval. Maximum draw period of 10 years. Property insurance is required, flood insurance, appraisal and $250 loan origination fee may be required. **PowerLine Equity Loan is a variable rate loan tied to Prime. Your APR may rise or fall if the Prime Rate changes but will never be less than 4% or more than 18%. The index is the Prime Rate as published in the Money Rate Table of the Wall Street Journal at month end plus a margin if applicable. As of 2/15/19 PowerLine Equity Loans that are up to 80% Loan To Value are at the Prime Rate, which is currently 5.50% APR; loans that are 81%-90% Loan To Value are at The Prime Rate plus 2.25. MPCU covers all closing costs (except appraisal fees). APR = Annual Percentage Rate. Rates and terms subject to change.

Current Loan Rates

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Chat with an agent:

Click the button below to use our live chat service and speak with a representative.

Kinda Deising

Kinda Deising

Branch Manager/Loans

@

(616) 252-2511

Sarah Shea

Sarah Shea

Member Service Representative/Loan Officer

@

616-252-2513

Katherine Pell

Katherine Pell

Member Service Representative/Loans

@

616-252-2516

JoAnn Pugh

JoAnn Pugh

Mortgage Specialist

@

616-452-2161, ext. 2804

Eric Land

Eric Land

Member Service Representative/Loan Officer

@

616-252-2553

JoAnn Pugh

JoAnn Pugh

Senior Mortgage Lender

@

616-452-2161, ext. 2804

Bill Seniura

Bill Seniura

Small Business Loans

@

616-252-2515

Stephanie Swem

Stephanie Swem

Branch Manager/Loans

@

616-252-2512

JoAnn Pugh

JoAnn Pugh

Senior Mortgage Lender

@

616-452-2161, ext. 2804

Bill Seniura

Bill Seniura

Small Business Loans

@

616-252-2515

Angela Czarnowski

Angela Czarnowski

Branch Manager/Loans

@

616-252-2573

Brenda Mason

Brenda Mason

Member Service Representative/Loans

@

616-252-2552

JoAnn Pugh

JoAnn Pugh

Senior Mortgage Lender

@

616-452-2161, ext. 2804

Bill Seniura

Bill Seniura

Small Business Loans

@

616-252-2515

Lori Hornshaw

Lori Hornshaw

Branch Manager/Loans

@

616-252-2536

JoAnn Pugh

JoAnn Pugh

Senior Mortgage Lender

@

616-452-2161, ext. 2804

Bill Seniura

Bill Seniura

Small Business Loans

@

616-252-2515

Your First Home!

Talk to our specialist

JoAnn can answer all of your questions, meet you at your favorite MPCU branch, and get you that all important pre-approval!

A better credit card.

Visa Platinum Rewards 9.9% APR!*

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