My Branch: Georgetown

2187 Port Sheldon St. Jenison, MI 49428

M 9-5 | T-T 9:30-5 | F 9-6

My Branch: Creston

1327 Plainfield N.E. Grand Rapids, MI 49505

M 9-6 | T-T 9:30-5 | F 9-6 | S 9-12

My Branch: Meadowbrook

4833 Town Center Dr S.E., Grand Rapids, MI 49512

M 9-5 | T-T 9:30-5 | F 9-6

My Branch: Coopersville

1147 W. Randall St., Coopersville, MI, 49404

M 9-6 | T-T 9:30-5 | F 9-6 | S 9-12

My Branch: Wyoming

1414 Burton St. SW, Wyoming, MI, 49509

M 9-6 | T-T 9:30-5 | F 9-6 | S 9-12

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Georgetown
Creston
Meadowbrook
Coopersville
Wyoming

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Home Equity Loans

Home Equity Loans

PowerLine Equity Loan

Our PowerLine Equity Loan can provide you with affordable financing anytime you need it. It is currently at its lowest rate ever, as low as 4% APR*, free of closing costs and up to $75 in savings in annual bank fees! Get advances to your checking account anytime by phone or online, or we can provide you with a Visa Card. Plus, your interest may be tax deductible.**

  • Make a home improvement
  • Pay for college expenses
  • Pay off higher-rate bank loans or credit cards to save money
  • Purchase a new car, boat, RV or motorcycle
Institution Annual Fee

Home Equity Line of Credit

My Personal Credit Union Free
Chemical Bank  $75.00
Fifth Third Bank $65.00
Huntington Bank $60.00
Chase, Choice One, PNC, Comerica Bank $50.00
Competitor information gathered 5/11/17.  MPCU information accurate as of 5/26/17.

Fixed Rate Home Equity Loan*

Sick of high interest loan payments? Take advantage of today’s low mortgage rates by consolidating your higher rate bank loan and credit card balances into a single, lower rate loan at your personal credit union. As your not-for-profit cooperative, we can review your particular situation, and show you your best options to save money. Your interest may even be tax deductible.**

Give us a call or stop by your favorite MPCU branch. Our Wyoming, Coopersville and Creston offices are open Saturdays from 9 am - noon.

*Loans are subject to approval. Maximum draw period of 10 years. Property insurance is required, flood insurance, appraisal and $250 loan origination fee may be required. **PowerLine Equity Loan is a variable rate loan tied to Prime. Your APR may rise or fall if the Prime Rate changes but will never be less than 4% or more than 18%. The index is the Prime Rate as published in the Money Rate Table of the Wall Street Journal at month end plus a margin if applicable. As of 5/26/17 PowerLine Equity Loans that are up to 80% Loan To Value are 4.00% APR; loans that are 81%-90% Loan To Value are Prime plus 2.25 (currently 6.25%). MPCU covers all closing costs (except appraisal fees). APR = Annual Percentage Rate. Rates and terms subject to change. **Consult your tax advisor for details.

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Current Loan Rates

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Lori Hornshaw

Lori Hornshaw

Branch Manager/Loans

@

616-252-2536

JoAnn Pugh

JoAnn Pugh

Senior Mortgage Lender

@

616-452-2161, ext. 2804

JoAnn can meet you at any MPCU branch

Bill Seniura

Bill Seniura

Small Business Loans

@

616-252-2515

Meghan Katerberg

Meghan Katerberg

Branch Manager/Loans

@

616-252-2516

JoAnn Pugh

JoAnn Pugh

Senior Mortgage Lender

@

616-452-2161, ext. 2804

Bill Seniura

Bill Seniura

Small Business Loans

@

616-252-2515

Stephanie Swem

Stephanie Swem

Branch Manager/Loans

@

616-252-2512

JoAnn Pugh

JoAnn Pugh

Senior Mortgage Lender

@

616-452-2161, ext. 2804

Bill Seniura

Bill Seniura

Small Business Loans

@

616-252-2515

Angela Czarnowski

Angela Czarnowski

Member Service/Loans

@

616-252-2573

JoAnn Pugh

JoAnn Pugh

Senior Mortgage Lender

@

616-452-2161, ext. 2804

Bill Seniura

Bill Seniura

Small Business Loans

@

616-252-2515

Kinda Deising

Kinda Deising

Branch Manager/Loans

@

(616) 252-2511

JoAnn Pugh

JoAnn Pugh

Mortgage Specialist

@

616-452-2161, ext. 2804

My Personal Credit Union

Need a Mortgage?

Talk to a specialist

JoAnn can meet you at your favorite MPCU branch office.

My Personal Credit Union

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Visa Platinum Rewards 9.9% APR!*

No hidden surprises like the big banks. Instant card issue at our branches and a local card representative!

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