My Branch: Georgetown

2187 Port Sheldon St. Jenison, MI 49428

M 9-5 | T-T 9:30-5 | F 9-6

My Branch: Creston

1327 Plainfield N.E. Grand Rapids, MI 49505

M 9-6 | T-T 9:30-5 | F 9-6 | S 9-12

My Branch: Meadowbrook

4833 Town Center Dr S.E., Grand Rapids, MI 49512

M 9-5 | T-T 9:30-5 | F 9-6

My Branch: Coopersville

1147 W. Randall St., Coopersville, MI, 49404

M 9-6 | T-T 9:30-5 | F 9-6 | S 9-12

My Branch: Wyoming

1414 Burton St. SW, Wyoming, MI, 49509

M 9-6 | T-T 9:30-5 | F 9-6 | S 9-12

Change Location
Georgetown
Creston
Meadowbrook
Coopersville
Wyoming

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Loan Rates

Loan Rates

Loan Type Maximum Term APR
New Autos & Motorcycles, 2018 Up to 36 months As low as 1.99%
  Up to 60 months As low as 2.99%
  Up to 72 months As low as 3.49%
  Up to 84 months As low as 3.99%
Used Autos & Motorcycles, 2014-2017 Up to 36 months As low as 1.99%
2014-2017 Up to 60 months As low as 2.99%
2014-2017 Up to 72 months As low as 3.49%
2014-2017 Up to 84 months As low as 3.99%
2011-2013 Up to 72 months As low as 3.49%
2009-2010 Up to 66 months As low as 3.49%
2008 and older Up to 60 months As low as 4.49%
Classic Cars (over 15 yrs old; value over $20,000) Up to 72 months As low as 3.99%
Home Equity Loans--Fixed Rate*    
Up to 80% LTV Up to 120 months 4.25%
81%-90% LTV Up to 120 months 4.50%
Up to 80% LTV 121-180 months 4.50%
Home Equity Line of Credit (PowerLine Equity)**    
The Prime Rate Up to 80% LTV** 5.00%
Prime Rate Plus 2.25 81-90% LTV** 7.25%
Home Mortgages (please call for current rates) Ph. 616-452-2161 Ext. 2804
Credit Cards (no annual fee)    
Platinum Visa   8.90%
Platinum Rewards Visa   9.90%
Personal Loans (unsecured)    
Personal Line of Credit   13.90%
All Purpose (Personal) Loan Up to 60 months As low as 10.90%
Equipment Loans Up to 60 months As low as 4.99%
Boats, Motor Homes & Travel Trailers    
$1,000-$14,999 84 months As low as 4.99%
$15,000-$49,999 120 months As low as 5.99%
$50,000+ 180 months As low as 6.99%
Share Secured Loans (2% over pledged CD rate)    
Pop Up Campers, P. Watercraft & ATVs    
New 72 months As low as 4.49%
Used 72 months As low as 4.49%
     
     
     
     
     
     
*Maximum term of 7 years. Loans subject to credit approval. Property insurance is required, flood insurance, appraisal and $250 loan origination fee may be required. APR = Annual Percentage Rate. Rate and terms subject to change. **PowerLine Equity Loan is a variable rate loan tied to Prime. Your APR may rise or fall if the Prime Rate changes but will never be less than 4% or more than 18%. The index will be the Prime Rate as published in Money Rate Table of the Wall Street Journal at month end plus a margin if applicable. As of 9/24/18 PowerLine Equity Loans that are up to 80% Loan To Value are at the Prime Rate which is 5.00% APR; loans that are 81%-90% Loan To Value are Prime Rate plus 2.25.  MPCU covers all normal closing costs (except appraisal fees). Home equity loans and lines over 80% loan-to-value are subject to approval and limited to loans where MPCU maintains the first mortgage on the property.
Terms subject to change. Loans subject to approval.

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Lori Hornshaw

Lori Hornshaw

Branch Manager/Loans

@

616-252-2536

JoAnn Pugh

JoAnn Pugh

Senior Mortgage Lender

@

616-452-2161, ext. 2804

JoAnn can meet you at any MPCU branch

Bill Seniura

Bill Seniura

Small Business Loans

@

616-252-2515

Angela Czarnowski

Angela Czarnowski

Branch Manager/Loans

@

616-252-2573

Brenda Mason

Brenda Mason

Member Service Representative/Loans

@

616-252-2552

JoAnn Pugh

JoAnn Pugh

Senior Mortgage Lender

@

616-452-2161, ext. 2804

Bill Seniura

Bill Seniura

Small Business Loans

@

616-252-2515

Stephanie Swem

Stephanie Swem

Branch Manager/Loans

@

616-252-2512

JoAnn Pugh

JoAnn Pugh

Senior Mortgage Lender

@

616-452-2161, ext. 2804

Bill Seniura

Bill Seniura

Small Business Loans

@

616-252-2515

Jerri Schmidt

Jerri Schmidt

Branch Manager/Loan Officer

@

616-252-2561

Eric Land

Eric Land

Member Service Representative/Loan Officer

@

616-252-2553

JoAnn Pugh

JoAnn Pugh

Senior Mortgage Lender

@

616-452-2161, ext. 2804

Bill Seniura

Bill Seniura

Small Business Loans

@

616-252-2515

Kinda Deising

Kinda Deising

Branch Manager/Loans

@

(616) 252-2511

Sarah Shea

Sarah Shea

Member Service Representative/Loan Officer

@

616-252-2513

Katherine Pell

Katherine Pell

Member Service Representative/Loans

@

616-252-2516

Bill Seniura

Bill Seniura

Small Business Loans

@

616-252-2515

JoAnn Pugh

JoAnn Pugh

Mortgage Specialist

@

616-452-2161, ext. 2804

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