My Branch: Wyoming

1414 Burton St. SW, Wyoming, MI, 49509

M 9-6 | T-T 9:30-5 | F 9-6 | S 9-12

My Branch: Coopersville

1147 W. Randall St., Coopersville, MI, 49404

M 9-6 | T-T 9:30-5 | F 9-6 | S 9-12

My Branch: Meadowbrook

4833 Town Center Dr S.E., Grand Rapids, MI 49512

M 9-5 | T-T 9:30-5 | F 9-6

My Branch: Creston

1327 Plainfield N.E. Grand Rapids, MI 49505

M 9-6 | T-T 9:30-5 | F 9-6 | S 9-12

My Branch: Georgetown

2187 Port Sheldon St. Jenison, MI 49428

M 9-5 | T-T 9:30-5 | F 9-6

Change Location
Wyoming
Coopersville
Meadowbrook
Creston
Georgetown

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Loan Rates

Loan Type Maximum Term APR
New Autos & Motorcycles, 2019 Up to 36 months As low as 2.99%
  Up to 60 months As low as 3.99%
  Up to 72 months As low as 4.49%
  Up to 84 months As low as 4.99%
Used Autos & Motorcycles, 2015-2018 Up to 36 months As low as 2.99%
2015-2018 Up to 60 months As low as 3.99%
2015-2018 Up to 72 months As low as 4.49%
2015-2018 Up to 84 months As low as 4.99%
2012-2014 Up to 72 months As low as 4.99%
2010-2011 Up to 66 months As low as 4.99%
2009 and older Up to 60 months As low as 5.99%
Classic Cars (over 15 yrs old; value over $20,000) Up to 72 months As low as 5.99%
Home Equity Loans--Fixed Rate*    
Up to 80% LTV 84-120 months 4.75%
81%-90% LTV 84-120 months 5.00%
Up to 80% LTV 121-180 months 5.00%
Home Equity Line of Credit (PowerLine Equity)**    
The Prime Rate Up to 80% LTV** 5.50%
Prime Rate Plus 2.25 81-90% LTV** 7.75%
Home Mortgages (please call for current rates) Ph. 616-452-2161 Ext. 2804
Credit Cards     
Platinum Visa   8.90%
Platinum Rewards Visa   9.90%
Personal Loans (unsecured)    
Personal Line of Credit   13.90%
All Purpose (Personal) Loan Up to 60 months As low as 10.99%
Equipment Loans Up to 60 months As low as 5.49%
Boats, Motor Homes & Travel Trailers    
$1,000-$14,999 84 months As low as 5.49%
$15,000-$49,999 120 months As low as 6.49%
$50,000+ 180 months As low as 7.49%
Share Secured Loans (2% over share CD pledged)    
Pop Up Campers, P. Watercraft & ATVs    
New 84 months As low as 5.49%
Used 84 months As low as 5.49%
     
*Maximum term of 7 years. Loans subject to credit approval. Property insurance is required, flood insurance, appraisal and $250 loan origination fee may be required. APR = Annual Percentage Rate. Rate and terms subject to change. **PowerLine Equity Loan is a variable rate loan tied to Prime. Your APR may rise or fall if the Prime Rate changes but will never be less than 4% or more than 18%. The index will be the Prime Rate as published in Money Rate Table of the Wall Street Journal at month end plus a margin if applicable. As of 3/13/19 PowerLine Equity Loans that are up to 80% Loan To Value are at the Prime Rate which is 5.50% APR; loans that are 81%-90% Loan To Value are Prime Rate plus 2.25.  MPCU covers all normal closing costs (except appraisal fees). Home equity loans and lines over 80% loan-to-value are subject to approval and limited to loans where MPCU maintains the first mortgage on the property.
Terms subject to change. Loans subject to approval.
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Chat with an agent:

Click the button below to use our live chat service and speak with a representative.

Kinda Deising

Kinda Deising

Branch Manager/Loans

@

(616) 252-2511

Sarah Shea

Sarah Shea

Member Service Representative/Loan Officer

@

616-252-2513

JoAnn Pugh

JoAnn Pugh

Mortgage Specialist

@

616-452-2161, ext. 2804

Jerri Schmidt

Jerri Schmidt

Branch Manager/Loan Officer

@

616-252-2561

Eric Land

Eric Land

Member Service Representative/Loan Officer

@

616-252-2553

JoAnn Pugh

JoAnn Pugh

Senior Mortgage Lender

@

616-452-2161, ext. 2804

Bill Seniura

Bill Seniura

Small Business Loans

@

616-252-2515

Stephanie Swem

Stephanie Swem

Branch Manager/Loans

@

616-252-2512

JoAnn Pugh

JoAnn Pugh

Senior Mortgage Lender

@

616-452-2161, ext. 2804

Bill Seniura

Bill Seniura

Small Business Loans

@

616-252-2515

Angela Czarnowski

Angela Czarnowski

Branch Manager/Loans

@

616-252-2573

Brenda Mason

Brenda Mason

Member Service Representative/Loans

@

616-252-2552

JoAnn Pugh

JoAnn Pugh

Senior Mortgage Lender

@

616-452-2161, ext. 2804

Bill Seniura

Bill Seniura

Small Business Loans

@

616-252-2515

Lori Hornshaw

Lori Hornshaw

Branch Manager/Loans

@

616-252-2536

JoAnn Pugh

JoAnn Pugh

Senior Mortgage Lender

@

616-452-2161, ext. 2804

Bill Seniura

Bill Seniura

Small Business Loans

@

616-252-2515

You may communicate with My Personal Credit Union via this secure form. My Personal Credit Union will not use any information you provide to us for any non-credit union related purpose. Please keep in mind that messages you send us by personal internet email may not be secure. Do not send us any confidential or personal information by personal internet email. Unless specified, appropriate follow-up to an email will be determined by the nature of the question, comment or complaint.

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