My Branch: Georgetown

2187 Port Sheldon St. Jenison, MI 49428

M 9-5 | T-T 9:30-5 | F 9-6

My Branch: Creston

1327 Plainfield N.E. Grand Rapids, MI 49505

M 9-6 | T-T 9:30-5 | F 9-6 | S 9-12

My Branch: Meadowbrook

4833 Town Center Dr S.E., Grand Rapids, MI 49512

M 9-5 | T-T 9:30-5 | F 9-6

My Branch: Coopersville

1147 W. Randall St., Coopersville, MI, 49404

M 9-6 | T-T 9:30-5 | F 9-6 | S 9-12

My Branch: Wyoming

1414 Burton St. SW, Wyoming, MI, 49509

M 9-6 | T-T 9:30-5 | F 9-6 | S 9-12

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Georgetown
Creston
Meadowbrook
Coopersville
Wyoming

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Personal Loans

Personal Loans

MPCU offers several affordable financing options to meet your personal needs. Don’t see exactly what you need here? Get in touch with one of our representatives, and we'll do our best to help. Our Loan Officers are always happy to discuss your specific needs and the options that will work best for you.

All Purpose Loan

You can use this option for almost any purpose, like a new laptop, a new furnace, or a much-needed vacation. For many people, all-purpose loans are a better alternative than most credit cards—its low, fixed rate, no fee and short term (12 months maximum term) make it easier to pay off. It offers very competitive rates and you will save up to $175 in bank loan fees. 

Personal Line of Credit

This is our most convenient personal loan option. Once you are approved for this loan, your loan advances can be easily performed by phone, online or in person. You’ll also enjoy a competitive interest rate.

Home Improvement Loans

A home improvement loan can get you the cash you need for your home projects. We offer very competitive rates that can save you up to $175 in bank loan fees.

Share Secured Loans

Share Secured Loans are simple, quick and inexpensive loans secured by the funds in your MPCU Deposit Account. The interest rate is just 2 points above the rate of the deposit account being pledged.

Credit Cards

One of today’s flashy TV ads asks, “What’s in your wallet?” Well, if it’s a credit card from a big bank or credit card company, and you are one day late on a single payment, it most likely is a 29% APR credit card! Your local, not-for-profit credit union offers you better alternatives: two straight-forward, low rate, no annual fee Platinum Visa Credit Cards!

With your My Personal Credit Union Platinum Rewards Visa, your rewards choices include cash back, air travel, merchandise, popular gift cards for favorite restaurants and stores, and more. More information.

Student Loans

Introducing the My Personal Credit Union Smart Option Student Loan® By Sallie Mae®. Pay for college the smart way with three great repayment options and competitive interest rates. This is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. For more information or to apply, click here

Apply for the loan that best matches your financial needs online, via telephone, or at your favorite MPCU branch today!

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Current Loan Rates

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Click the button below to use our live chat service and speak with a representative.

Lori Hornshaw

Lori Hornshaw

Branch Manager/Loans

@

616-252-2536

JoAnn Pugh

JoAnn Pugh

Senior Mortgage Lender

@

616-452-2161, ext. 2804

JoAnn can meet you at any MPCU branch

Bill Seniura

Bill Seniura

Small Business Loans

@

616-252-2515

Meghan Katerberg

Meghan Katerberg

Branch Manager/Loans

@

616-252-2516

JoAnn Pugh

JoAnn Pugh

Senior Mortgage Lender

@

616-452-2161, ext. 2804

Bill Seniura

Bill Seniura

Small Business Loans

@

616-252-2515

Stephanie Swem

Stephanie Swem

Branch Manager/Loans

@

616-252-2512

JoAnn Pugh

JoAnn Pugh

Senior Mortgage Lender

@

616-452-2161, ext. 2804

Bill Seniura

Bill Seniura

Small Business Loans

@

616-252-2515

Angela Czarnowski

Angela Czarnowski

Member Service/Loans

@

616-252-2573

JoAnn Pugh

JoAnn Pugh

Senior Mortgage Lender

@

616-452-2161, ext. 2804

Bill Seniura

Bill Seniura

Small Business Loans

@

616-252-2515

Kinda Deising

Kinda Deising

Branch Manager/Loans

@

(616) 252-2511

Joseph Alfonso

Joseph Alfonso

Member Service Representative/Loan Officer

@

616-252-2553

JoAnn Pugh

JoAnn Pugh

Mortgage Specialist

@

616-452-2161, ext. 2804

My Personal Credit Union

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Convenient access options including 30,000 surcharge-free ATMs and our easy-to-use mobile app.

My Personal Credit Union

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Visa Platinum Rewards 9.9% APR!*

No hidden surprises like the big banks. Instant card issue at our branches and a local card representative!

Make The Switch

It's easier than you think.

We’ll guide you through the simple process, and you’ll wish you had done it sooner!

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