My Branch: Georgetown

2187 Port Sheldon St. Jenison, MI 49428

M 9-5 | T-T 9:30-5 | F 9-6

My Branch: Creston

1327 Plainfield N.E. Grand Rapids, MI 49505

M 9-6 | T-T 9:30-5 | F 9-6 | S 9-12

My Branch: Meadowbrook

4833 Town Center Dr S.E., Grand Rapids, MI 49512

M 9-5 | T-T 9:30-5 | F 9-6

My Branch: Coopersville

1147 W. Randall St., Coopersville, MI, 49404

M 9-6 | T-T 9:30-5 | F 9-6 | S 9-12

My Branch: Wyoming

1414 Burton St. SW, Wyoming, MI, 49509

M 9-6 | T-T 9:30-5 | F 9-6 | S 9-12

Change Location
Georgetown
Creston
Meadowbrook
Coopersville
Wyoming

Find nearby ATM

Individual Retirement Accounts

Individual Retirement Accounts

Research shows that people are not saving enough for their retirement. MPCU gives you options to help you stay ahead of the retirement savings game. Let MPCU help you start planning your bright future today!

  • Traditional and Roth IRAs
  • Tax advantages*
  • Federally-insured funds
  • Choose an IRA Savings Account or a higher-rate IRA Certificate

IRA Savings Account

  • No minimum to open
  • No monthly balance requirement
  • Nice way to build enough funds to open a higher-rate IRA Certificate

IRA Certificates

  • Terms from 6 months to five years
  • Open with as little as $500
  • Guaranteed rate of return

Roth IRA Savings and Certificates

Roth IRA Savings Accounts and Certificates are tax-free, non-deductible IRAs that allow account holders 59.5 years and older to make tax-free withdrawals of principal and earnings after five years. Two different options are available.

Contributions to Roth IRA Certificates and Roth IRA Savings Accounts can be withdrawn at any time, though certain tax penalties may exist if you withdraw the interest portion prior to the five years.

*Consult your tax advisor for details.

Deposit Account Rates

NCUA Deposit Insurance Information

Chat with an agent:

Click the button below to use our live chat service and speak with a representative.

Lori Hornshaw

Lori Hornshaw

Branch Manager/Loans

@

616-252-2536

Terry Quinn

Terry Quinn

Investment Advisor

@

616-452-2690, ext. 2

Josh Fox

Josh Fox

Investment Advisor

@

616-452-2690, ext. 1

Meghan Katerberg

Meghan Katerberg

Branch Manager/Loans

@

616-252-2516

Terry Quinn

Terry Quinn

Investment Advisor

@

616-452-2690, ext. 2

Josh Fox

Josh Fox

Investment Advisor

@

452-2690, ext. 1

Stephanie Swem

Stephanie Swem

Branch Manager/Loans

@

616-252-2512

Terry Quinn

Terry Quinn

Investment Advisor

@

616-452-2690, ext. 2

Josh Fox

Josh Fox

Investment Advisor

@

616-2690, ext. 1

Angela Czarnowski

Angela Czarnowski

Member Service/Loans

@

616-252-2573

Terry Quinn

Terry Quinn

Investment Advisor

@

616-452-2690, ext. 2

Josh Fox

Josh Fox

Investment Advisor

@

616-452-2690

Kinda Deising

Kinda Deising

Branch Manager/Loans

@

(616) 252-2511

Terry Quinn

Terry Quinn

Investment Advisor

@

616-452-2690, ext. 2

Josh Fox

Josh Fox

Investment Advisor

@

616-452-2690

My Personal Credit Union

Financial Advisors

Master Your Destiny

Meeting your investment goals starts with a free, no-obligation consultation.

My Personal Credit Union

Compare

Money Market Accounts!

Compare MPCU Money Market Account rates and features.

Compound Interest Calculator

Initial Deposit Amount: $

Monthly Contribution: $

Assumed Annual Return:

Number of years: