Saving Rates

4/15/2024		APY
Savings (incl. Business Savings) Accounts*	.10%	.10%
Holiday Savings Accounts*	.10%	.10%
Vacation Savings Account*	.10%	.10%
Escrow Account*	.10%	.10%
IRA Savings	.20%	.20%
Roth IRA Savings	.20%	.20%
Prosper Savings Account ($10,000 minimum)
0-$9,999	.10%	.10%
$10,000-$24,999	.20%	.20%
$25,000-$49,999	.50%	.50%
$50,000-$149,999	1.00%	1.00%
$150,000-$299,999	1.25%	1.26%
$300,000-$499,999	1.50%	1.51%
$500,000+	4.00%	4.07%
Select Checking ($1,000 minimum)
$1,000-$4,999	.10%	.10%
$5,000+	.10%	.10%
Optimum Checking ($10,000 minimum)
$10,000-$24,999	.30%	.30%
$25,000+	.30%	.30%
Money Market Account ($2,500 minimum)
$2,500 - $24,999	.20%	.20%
$25,000 - $49,999	.50%	.50%
$50,000 - $149,999	.60%	.60%
$150,000 - $299,999	.75%	.75%
$300,000 - $499,999	1.00%	1,00%
$500,000+ 2.00% APR; 2.02% APY Success Money Market ($50,000 minimum)
$50,000-$149,999	1.00%	1.00%
$150,000-$299,999	1.50%	1.51%
$300,000-$499,999	4.25%	4.33%
$500,000+	4.25%	4.33%
A.P.Y. is accurate as of last dividend declaration date.

Balance Builder CD (12 month add on CD, no min. to open.)	1.00%	1.00%
CDs, IRA CDs, Roth IRA CDs ($500 minimum to open)
4-5 Month CD Specials	4.00%	4.06%
9 & 11 Month CD Specials	4.50%	4.59%
12 Months	1.25%	1.26%
13 Month CD Special	4.00%	4.07%
17 Months	1.25%	1.26%
18 Months	1.25%	1.26%
24 & 30 Months	1.75%	1.76%
29 Months	1.75%	1.76%
36 Months	2.00%	2.02%
48 Months	2.25%	2.27%
60 Months	2.50%	2.53%
Member Rewards level rate bumps up to .20% available on CDs. CDs above $100,000 earn a .10 bonus.

APR = Annual Percentage Rate
APY = Annual Percentage Yield. Service fees could reduce earnings on accounts. See Current Service Fee Sheet and Member Rewards Brochure for details. For CDs, a penalty may be imposed for early withdrawal.
*These accounts earn dividends. The rates shown are the dividends earned the previous period (month). Dividends are paid from current income and available earnings after required transfers to reserves at the end of a dividend period.

Rates subject to change. .20% CD rate bump for Member Reward’s Presidents Club Level members. Member Rewards Premier Level members earn a .10% rate bump on CDs.

Deposits insured to at least $250,000 per individual depositor by the National Credit Union Share Insurance Fund (NCUSIF). The National Credit Union Administration (NCUA) is the independent agency that administers the NCUSIF. Like the FDIC's Deposit Insurance Fund, the NCUSIF is a federal insurance fund backed by the full faith and credit of the United States government.