Whether you’re looking to save for your child’s education or your retirement, My Personal Credit Union offers a comprehensive range of savings vehicles to meet your needs. You will enjoy very competitive yields at MPCU, and we have the rate surveys to prove it. Plus, your funds will be federally insured up to at least $250,000 by the NCUA, a U.S. government agency similar to the FDIC.
Personal Savings Account
By investing just $5 in a Savings Account at MPCU, you will have access to all of our other member services. Pretty simple, isn’t it? And of course, this account pays a competitive interest rate.
Holiday Savings Account
It’s never too early to start saving for your holiday expenses. MPCU’s Holiday Savings Account pays a competitive rate of interest, and to make saving easy, you can set up an automatic transfer to this account.
Vacation Savings Account
If you have a trip planned, you want to go all in. We can make saving for that special trip painless and simple by setting up a regular automatic funds transfer to an MPCU Vacation Savings Account. You’ll earn a competitive interest rate, and you can watch your money grow as you plan your trip. Start saving early and happy vacationing!
Prosper Savings Account
Earn an above-market rate while keeping your funds accessible when you open an MPCU Prosper Savings Account.
• Interest rate grows as your balance grows
• Access your funds 24/7 by phone or online
• $10,000 minimum to open
Balance Builder Certificate
Our Balance Builder Certificate is a 12-month certificate that allows you to earn a premium yield. Associate members who open this account will be placed into our Value Member Reward level, allowing you to avoid a Non-Relationship Fee. Hooray for savings!
A $10/week or $40/month deposit is required for one year. After one year, you will have enough to open a regular Certificate Account ($500.00). If you withdraw your funds before the one-year term, you will be charged a $40 early withdrawal fee.
Dollar Dog Youth Savings Accounts
If you open a Dollar Dog Savings Account for your child (age 12 and under), we’ll deposit $5 into the account to help get them started on a lifetime of savings!* They will also get a free small gift.
It’s never too early to teach children how to properly earn, save and spend money. Our Dollar Dog Kids Club will help instill kids with good money practices using fun videos and games. On their birthday, they will get a small gift and they can scoop up some coins from the Dollar Dog Bowl! It’s easy to open their account…just remember to bring their social security number and birth certificate.