Loan Rates
Loan Type | Maximum Term | APR |
New Autos & Motorcycles, 2023, 2024 | Up to 36 months | As low as 6.99% |
Up to 60 months | As low as 7.49% | |
Up to 72 months | As low as 7.74% | |
Up to 84 months | As low as 8.14% | |
Used Autos & Motorcycles, 2019-2022 | Up to 36 months | As low as 6.99% |
2019-2022 | Up to 60 months | As low as 7.49% |
2019-2022 | Up to 72 months | As low as 7.74% |
2019-2022 | Up to 84 months | As low as 8.14% |
2016-2018 | Up to 72 months | As low as 8.99% |
2014-2015 | Up to 66 months | As low as 9.49% |
2013 and older | Up to 60 months | As low as 9.99% |
Classic Cars (over 15 yrs old; value over $20,000) | Up to 72 months | As low as 10.49% |
Home Equity Loans--Fixed Rate* | ||
Up to 80% LTV | 120 months | 7.99% |
81%-90% LTV | 120 months | 9.99% |
Vacant Land ($15,000-$50,000) | 84-120 months | 8.99% |
Home Equity Line of Credit** | ||
The Prime Rate | Up to 80% LTV** | 8.50% |
Prime Rate Plus 2.25 | 81-90% LTV** | 10.75% |
Home Mortgages (please call for current rates) | Ph. 616-452-2161 | Ext. 2804 |
Credit Cards | ||
Platinum Visa | 10.90% | |
Platinum Rewards Visa |
|
13.90% |
Personal Loans (unsecured) |
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Personal Line of Credit ($1,000 maximum) | 17.99% | |
All Purpose (Personal) Loan | Up to 60 months | As low as 11.99% |
Boats, Motor Homes & Travel Trailers | ||
$1,000-$14,999 | 84 months | As low as 9.19% |
$15,000-$49,999 | 120 months | As low as 10.19% |
$50,000+ | 180 months | As low as 11.19% |
Share Secured Loans (2% over share CD being pledged) | ||
Mobile Homes, Pop Up Campers, P. Watercraft & ATVs | 84 months | As low as 9.19% |
Equipment Loans | 60 months | As low as 9.19% |