Personal Loans
Bloom Credit Union offers several affordable financing options to meet your personal needs. Don’t see exactly what you need here? Get in touch with one of our Financial Solutions Partners. They will be happy to discuss your specific needs and find the best option to meet your needs.
All-Purpose Loan
Use this option for almost any purpose, like a new roof, a new air conditioner or a vacation. For many people, all-purpose loans are a better alternative than most credit cards—its low, fixed-rate, no fee and short term (12 months maximum term) make it easier to pay off. It offers very competitive rates and you will save at Bloom with free loan processing. Area banks charge as much as $185 in fees to process loans. With the average national credit card rate now above 20%, a Bloom CU All Purpose Loan or a Bloom Platinum Visa Credit Card can save you money.
Personal Line of Credit
This is our most convenient personal loan option. Once you are approved for this loan, your loan advances can be easily performed by phone, online or in person. Since our Visa Platinum Credit Card options are a lower rate alternative, it has a $1,000 maximum limit.
Home Improvement Loans
A home improvement loan can get you the cash you need for your home projects. We offer very competitive rates and can also save you up to $175 in bank loan fees.
Share Secured Loans
Share Secured Loans are simple, quick and inexpensive loans secured by the funds in your Bloom Credit Union Deposit Account. The interest rate is just 2 points above the rate of the deposit account being pledged.
Credit Cards
Bloom Credit Union Platinum Visa Credit Cards are money-savers because our standard rates are well below the national average rate above 20% APR!. Many big banks charge much higher rates, as much as 29% APR! Your Bloom Credit Union Financial Solutions Partner is rooting for you, so we offer you better alternatives: two straight-forward, low rate, no annual fee Platinum Visa Credit Cards! When people switch to us, it's not uncommon for them to save money because of our lower interest rates.
With your Bloom Credit Union Platinum Rewards Visa, your reward choices include cashback, air travel, merchandise, popular gift cards for favorite restaurants and stores, and more. More information.
Student Loans
Introducing the Bloom Credit Union Smart Option Student Loan® By Sallie Mae®. Pay for college the smart way with three great repayment options and competitive interest rates. This is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. For more information or to apply, click here.
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